Happy Financial New Year – Josh Journal

I should preface this by stating that my financial life has been a big mess. This is largely thanks to situations beyond my control, but I still failed at righting the ship for a long time.

Thankfully, I ended last year debt-free (for the first time in a long time.) And I am actually starting the New Year with a balanced ledger.
I would have ordered a couple of drinks to celebrate this, but that will send me back into the reds.

I had to make mention of this because I realized that I am not the only one with an unhealthy financial life. The funny part is I read all the right book on personal finances while growing up.
As a matter of fact, I would make a great financial advisor. Jokes aside, I can write a financial self-help book that would rival anything on the New York Times bestseller list, in terms of quality.

The reality is that knowing something and doing it are two different things. The sad part is that it is often not the fault of the individual. Life and circumstances play their part too.

In the year 2021, I have decided to be more intentional about my financial life. I will be saying NO to some people and things. The time has come to cut down on non-essentials and maximize whatever I accede to.

Just as I want every other aspect of my life to be happy this year, I want the same for my finances. Hopefully when I balance my books at the end of the year, not only will I be in the healthy greens, I want to laugh from a place of joy, satisfaction and comfort.
So when I wish you a happy financial new year, you would do well by wishing me the same.

Wilson Joshua is a Video Editor, Content Creator, and Creative Writer.
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